The Lowdown on Credit Cards

So you decide to trade in your social security number for a free sandwich one day and find a credit card with a $500 limit in your mailbox a week later. You call the number on the sticker to activate the card and suddenly, you have a semester’s worth of books (or a semester’s worth of concert tickets) in a little plastic card that fits right behind your emergency condom in the front pocket of

Posted on 06.03.08 | 2 comments | Filed Under: Spending Money

About

about picPamela Capalad is a recent college graduate of UC Santa Barbara and working on figuring this whole money thing out herself. When she’s not doing that, she’s discovering the joys of taking milk with her tea, having soup for dinner, and waking up half an hour earlier than she needs to so she can really take her time getting up in the morning.

She is the head trainer for Creative Wealth International, a non-profit organization that hosts financial literacy programs designed to empower kids, teens, and adults to handle money wisely and develop supportive money habits and belief systems that steer them toward financial freedom.

Her definition of financial freedom is a dusty alarm clock, sushi twice a week, two-hour yoga sessions, buying the whole book at the bookstore instead of just reading the introduction in the aisle, and having all the time, energy, and money she needs to change the world on a daily basis.